Articles, tagged with "isas", page 1
Saving On A Bad Credit Budget
Good news they say, takes time to reach people but bad news finds you straight away. The same can be said for household or emergency bills which seem to have a knack for knowing when you are at your most financially stressed before landing on your doormat...
The New Junior ISA vs The Old Child Trust Fund - Overlap
There is no doubt that the new Junior ISA has been brought in to fill the gap left by the old Child Trust Fund (CTF). They both perform the same function - providing an incentive for parents to save on behalf of their children; to build them a nest egg fo...
How Does the New Junior ISA Work?
The Junior ISA (or JISA) is finally here. After much hype the new savings and investments vehicle for building wealth on behalf of your children was launched on 1st November 2011. If you haven't got to grips with what exactly these new ISAs are and how t...
What Are Your Investment Options in a Junior ISA?
Since their introduction in 1999, ISAs have become an increasingly familiar method of saving, offering competitive interest rates, instant access and tax breaks. With the more recent launch of the Junior ISA is it perhaps worth recapping the investment c...
Affording University - Saving in Preparation
The controversy over the cost of university has recently centered on the rise in tuition fees, however the fact that the mechanics of the system mean that these costs (together with maintenance loan debts) will in practice only become payable when the stu...
Use Benefits to Attract Best Employees
Businesses can attract the best new employees by offering benefits and allowances in their recruitment package.
Recent research by Xpert HR revealed that the majority of British business will continue to provide the same package of employee benefits ...
How to Grow Your Child’s Junior ISA
The Government has announced that beginning November 1, 2011, Junior ISAs will replace Child Trust Funds. Junior ISAs are favored because of its tax saving capacities while the parents can continue investing for their child’s future.
How should a paren...
How To Protect Your Income From The Taxman
Income and tax
Tax on your investment and savings is an important consideration. There are several tax-advantaged schemes designed to encourage people to save, such as ISAs and pensions. It is always worthwhile considering these when making any investm...
Why Should I Invest In An ISA.. And When?
Why invest at all?
Ideally, we should all be saving, either for short to medium term needs [e.g. university fees, house purchase] or longer term needs [e.g. retirement]. For shorter to medium term needs,the combination of attractive tax relief and easy a...
Are You Investing Enough In Your ISAs?
Since their introduction in 1999, replacing PEPs and TESSAs, ISAs have been one of the most popular forms of long-term saving for many investors in the UK. Many people who have set up an ISA account have often done so with a view to making a monthly contr...
How Can You Find the Best ISA for You?
In the run up to the April 5th deadline, many of us will be trying to find the best ISA to meet our circumstances. Unfortunately, there is no ‘one size fits all’ for when it comes to finding an account where the interest we earn on our savings is tax free...
0Ten Useful ISA Facts
Ever since the first ISA accounts were launched in 1999, they have been a source of wealth creation for millions of investors. Over time, the rules and regulations surrounding how much you can invest in an ISA and the types of ISAs available on the high s...
Essential Guide to Understanding ISAs in 2011
In April 5, at the start of the new tax year, the Treasury will raise the overall annual ISA Allowance from £10,200 to £10,680. This change spells good news, since the amount you can save tax-free will now also increase.
The following guide explains wh...
Savers 'handing gift to the tax man'
At present, many consumers are doing their best to rein in their spending due to the tight economic conditions currently affecting the UK and elsewhere. This may mean that more are using an income tax calculator or PAYE calculator.
However, according t...
New Ways to Save for Your Children’s Futures
It might seem strange to start thinking about investing for your child’s future when they are not yet out of nappies. But there is a lot of common sense in thinking about how you can put some money aside for them, because it will put them in a much stro...