Articles, tagged with "federal reserve", page 1
Real Interest Rates Below Zero a Catastrophe for Savers
The ‘prudent’ people who have been saving while working hard chiefly consist of retirees who live on the interest income from the savings. The savings were done to help them in their retired lives. People from the working age group who have a considerable...
Did the Recession Destroy Black Wealth?
Due to the Great Recession, many are proclaiming (some proudly) the destruction of Black wealth. The recession was a catalyst of change. It presented an opportunity to re- evaluate our perceptions about wealth and experience an economic Paradigm Shift.
...
Gold Prices Rally With The Euro, But Are Bullish Factors Wavering?
John Paulson from Paulson & Co. (the biggest investor in SPDR Gold Trust, the largest ETF product backed by bullion) told investors this week that it’s time to buy the metal as protection against inflation caused by government spending.
The theory is ...
Interest Rates at Zero Until 2014 Mean Only One Thing
By Michael Lombardi, MBA
I have never seen anything like this…
In its most recent Federal Open Market Committee meeting, which concluded yesterday, the Federal Reserve announced that it would extend its near-zero interest rates policy until at le...
Bank Checking Accounts for Bad Credit
The terms or laws applicable to the checking account you choose are determined by the servicing bank and are subject to the Federal Reserve's regulations. These rules may change as deemed necessary but your bank will be required to notify you of any signi...
Switching Banks? Think It Over
The Occupy Wall Street proponents are advising unhappy Americas to switch their banks. But don't jump too quickly. Breaking up can be hard to do.
Since the call went out recently from people involved in the Occupy Wall Street movement and other efforts...
The New Beige Book - A Report You Must Read
The Beige Book is a report prepared by the Federal Reserve on the performance of the US economy based on inputs received from businesses, market experts, forex professionals and banks outside the Fed system. It does not represent the views of the US Fed. ...
ESSENTIAL KNOWLEDGE FOR MAXIMIZING REAL GAINS: Gold, Silver, Crude Oil, Equities & the U.S. Dollar
"Since its inception in 1913, The Federal Reserve Board has been responsible for almost 95% devaluation of the U.S. Dollar. All this has been achieved through its ability to continually inflate the money supply.
And, between 1985 and 2005, the Federal ...
The Key to Successful Loan Modifications
As the Obama Administration's Home Affordable Modification Program (HAMP) approaches its sixth month, the challenges facing the plan are becoming more clearly defined while solutions to those challenges remain a work in progress. Admittedly off to a slow ...
Are Your Savings Safe?
The Federal Government set up an independent government agency to insure all bank deposits in the USA. All registered and licensed banks in the US are required to have specific accounts covered by FDIC insurance and to post the FDIC logo.
There are man...
Will The US Economy Push Itself Into Recession?
For anyone who followed my articles on the Japanese earthquake, the Greek debt crisis and most recently the US government losing its AAA credit rating - you'd have read how all these factors have contributed in affecting a downturn in the global markets. ...
Big Banks: Why They Can’t Get a Break
The simple question: why haven’t jobs been created in the U.S. despite the trillions of dollars the government has thrown at the economy?
There are several answers to this question. There is also a new theory I have been working on, as to why jobs in t...
Make Your Investments Work for You: Five Steps to Higher Money Market Rates
When you want an investment strategy that offers high interest without much risk, a money market account might be the perfect solution. Interest rates for money market accounts are generally based on rates that come from the Federal Reserve. Of course, th...
Accounts with High Money Market Rates Offer Top Benefits
Money market accounts combine the benefits of checking and savings accounts, giving you the flexibility to write checks from the money you're investing. To get the most benefits from your investment account, you'll need to find a bank that offers great in...
Low-Cost Dental Advertising Ideas During a Market Collapse
Affordable dental advertising ideas to acquire new patients are currently needed by struggling dental practices who are tasked with a potential market failure if the U.S. government fails to resolve the debt ceiling debacle. In addition, dentists are advi...