Short Term Car Insurance

Short term car insurance is a type of auto insurance policy that remains valid for a period ranging from one day to 11 months. This policy is designed for drivers.

• Aged 21 years or more


• Intending to use a car for a short time span.

What are the Features of a Short Term Car Insurance Policy?
Some of the distinctive features of a short term car insurance policy are:

• It is easily available online


• The policy offers several options from which a policyholder can select on the basis on their requirement


• Processing time of the policy is significantly less than that for a long term policy

Which Vehicles Are Covered Under a Short Term Car Insurance Policy?
Short term car insurance is available for the following vehicles:

• Classic cars


• Modified cars


• Campers


• Kit cars


• Vans

What Are the Uses of a Short Term Car Insurance Policy?
A short term car insurance policy is usually helpful when:

• You have bought a new car but its long-term insurance policy is yet to get activated.


• Your car's old insurance policy has expired and there is a gap before the new one comes into effect.

The type of insurance policy is useful for people who:

• Require a temporary cover for an additional vehicle


• Want to have the independence of moving around in a foreign land without depending on the whims and fancies of a driver


• Are lending their vehicle to another driver for a short duration


• Are driving someone else's car

What Are the Additional Cover Available Under Short Term Car Insurance?
You can obtain additional cover for the following for any accidental damage during the term of the policy:

• Windscreen


• Audio system


• Breakdown


• Foreign travel (offered by some insurance companies.

Although obtaining short term car insurance could be slightly expensive, you would be able to drive the car without paying premiums when you are not using the vehicle.