If you're looking for a horse for a child, buy a pony that your child can groom and handle now. A too big horse is intimidating for a young child to deal with.
If you're looking for one for yourself, consider the type of riding you want to do. Western styles of riding do not require a large horse and most of the stock type horses can carry a large adult even if the horse is 15 hands or smaller.
If you want to show in hunter/jumper classes, a 16+ hand horse is necessary to be competitive. However, if your plans are to learn to jump and go to small local shows, you'll save money by buying a smaller horse.
6. Decide on the gender of the horse.
A gelding or a mare should be your only consideration. A stallion is difficult to handle and can be downright dangerous even if you are a very experienced rider. He isn't suitable unless you're in the breeding business.
Geldings make great riding horses and companions. Preferably he was gelded before his second birthday so that he never learned stallion behavior.
Mares sometimes get a bad rap for being difficult every time she comes into heat. Perhaps some are, but there are many wonderful mares with very stable personalities.
7. Decide where you will keep your horse.
If you plan to board, check out several boarding stables. Your first choice is probably the barn where you've been taking riding lessons. Look at some others to have for back-up choices and as a general comparison.
If you plan to keep your horse on your own property, be sure to have safe fencing, a solid barn and know your time schedule will allow you to feed your horse at least twice a day - every day - rain or shine. Find out any local and state liability laws for a horse property before you bring your new horse home.
8. Figure how much you can afford for the initial price of a horse.
The original purchase price of a horse is a large upfront expense. Obviously, the more you can afford to spend on a horse, the more choices you'll have to look at when shopping. If you have this money saved up in advance, you'll have better leverage with a seller. If you have to buy your horse on payments, you'll limit your bargaining power and choices because many sellers won't want to take payments.
9. Figure out your monthly expenses.
Monthly expenses include board, lessons and supplements if you keep your horse at a boarding stable. If you keep your horse at home, you'll be buying feed, hay and stall bedding instead of a board bill.
There are reoccurring expenses that don't come every month but still need to be added up for a year's cost and averaged as a monthly expense. These include farrier visits, worming, vaccinations and vet care such as floating teeth and a yearly Coggins test.
10. Tack and Supplies
Purchase the basic supplies before you get your horse so that you'll be all set when you bring him home. Brushes, shampoo, liniment, leg wraps, buckets and a first aid kit are a good start on supplies to have ready.
An all purpose headstall and a few bits, saddle pads, a saddle, halter and a long lead rope with a stout snap are your basic tack supplies.
If you follow these 10 steps before you begin horse shopping, you'll have a clear idea of the horse that will be the best choice for you when you do begin your search.
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mini chihuahua at the
Types Of Chihuahua website.