There is a lot written about the feasibility of obtaining an unsecured loan when you have bad credit or no credit at all. However, credit score can be an obstacle when you want to get approved for one due to the risk implied in a financial transaction tha...

Loans after bankruptcy are not easy to get. Credit requirements on most loans will imply an immediate decline if a bankruptcy shows on your recent credit history....

Past financial mistakes have ruined your life? Your credit score does not allow you to obtain financing from traditional sources? You do not need to despair; you are definitely not alone in th...

There is a lot of hearsay, some true, some not, about how extra payments vary the outcome of your loan. So much so, that when you hear the truth you are never sure w...

Home Equity is the easiest way to obtain cash for important matters, like for a business startup, to cover an emergency or to pay off bills. Not many people think about using it as a cash multiplier. Under the right conditions, it can thrust your economy ...

Absolutely true. There are so many people who read the fine print believing they understand it all that it is surprising that there are not more defaults. Reading does not mean understanding all the financial jargon, purposely put to define and give a fra...

What does it mean to have bad credit? If you buy things on credit and don't pay them back, use credit cards and don't pay the bill, stop paying your mortgage, or miss a rent payment, you are contributing to bad credit. If you have bad credit, you have a...

Buying a new home isn’t as easy as it used to be. As a matter of fact, it is downright confusing. There are so many different numbers to keep track of it can make your head spin. My advice is if you’re going to pay attention to any number at all, m...

When purchasing a new car it is always very easy to be swept away in the excitement of it all and want to take delivery as quickly as possible. To do this it is simply a matter of agreeing on the price of your new car and signing the necessary documents f...

If you are lucky enough to be looking for a new car then make sure that before signing up for the new car and the new car finance you check out the price competitiveness and the options available for a new car loan. While most buyers believe they are ...

I recently needed the services of a mortgage broker and decided to check out the best way of going about finding a reputable one. Here are some tips: • If you want to track down a good mortgage broker ask your friends if they have had any dealings with...

When purchasing a new car it is always very easy to be swept away in the excitement of it all and want to take delivery as quickly as possible. To do this it is simply a matter of agreeing on the price of your new car and signing the necessary documents f...

I recently needed the services of a mortgage broker and decided to check out the best way of going about finding a reputable one. Here are some tips: • If you want to track down a good mortgage broker ask your friends if they have had any dealings with...

I was at a BBQ on the weekend and a borrower friend was telling me about this terrific home loan finance he had just arranged through a mortgage broker. Another mate said that he didn’t see the need to use a mortgage broker because he simply applied dir...

The financial state of mortgages is in disarray. There simply is no way to butter it up. With more and more mortgages coming onto the market as homes are being foreclosed, it is going to make buying your first home a challenge to say the least. My advi...