Cheap Teen Car Insurance Rates – Where to Find Them

Have you given up hope of finding cheap teen car insurance rates for the newly licensed drivers in your family?

Despite the horror stories of insurance prices increasing by up to 300 percent when a teenager is added to the family policy, there are ways you can keep the cost down.


How Are Your Teen's Grades?

Teenagers who have a B average or higher often receive a Good Student Discount that can lower the cost of your insurance premium by as much as 25%. Your teen will need to get proof of his or her grades from the school to show your agent.


What Car Will He or She Drive?

If your teen will be buying a vehicle, an older and less expensive car will cost less to insure. If the car is more than five years old, you may even choose to skip buying comprehensive and collision coverage and just get liability coverage, which will save even more money.

What if your teen is going to be driving the family car? Have the teen placed as a driver on your older vehicles only.

Has Your Teen Taken a Driving Class?

Your teen may be able to take a driver's education at school, through a private driving instruction school, or even online. Such a class will entitle your teen to additional discounts.


Which Company Has the Best Rates?

Whether you add your teen to your existing policy or buy a separate insurance policy, the best way to get the best rate is to comparison shop with several different companies. You'll find that quotes can vary dramatically from one company to another, so getting multiple quotes is the only way to ensure you're getting a good deal.

The easiest way to comparison shop is to go to an insurance comparison website and get quotes from several A-rated companies at the same time.

Visit http://www.LowerRateQuotes.com or click on the following link to get teen car insurance quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance industry, and have written numerous articles on teen car insurance.