Car Insurance for Young People- 3 Top Secrets!

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Finding cheaper car insurance for young people may seem impossible but it really isn't. True, premiums are always higher for drivers younger than 25 years old. Nonetheless, it's still possible to uncover some of the loopholes that will afford you much lower automobile coverage even when you are not able to piggy-back off your parent's policies.

1. Complete a driver's education course. Such courses are already required in several states. Nonetheless, you can still get reduced coverage by having your teenager complete such courses. The belief is that when teens take comprehensive course about how to drive more safely, there's a greater likelihood that they'll remember to implement those tips when driving. These courses tend to be much more thorough than simply studying a student driver booklet from the DMV, and practicing on an empty parking lot. In fact, such driver's education courses are significantly more academic than other learning methods. It is also proven that habits that are formed initially are more likely to stick.

2. Do not use your phone while driving. While teens should never place calls while driving, texting is a deadly and ultra dangerous deed when you're around the wheel. Did you know that it impairs driving even more than consuming alcohol? The reason is that the driver is constantly switching from looking downwards and then upwards, and focusing on the phone's buttons. In mere milliseconds, the driver could miss a swerving oncoming vehicle, or one beside him switching lanes. For safety purposes, the driver should delay using the phone until getting to their destination. Absolutely no phone call is that important.

3. Do not drink (alcohol) before driving. Teens don't have to be "drunk" in order to be charged with Driving Under the Influence (DUI). Yes, as adults we know about the peer pressure that teens experience involving alcohol. However, youngsters must fully comprehend the value of never driving after drinking alcohol. Inexperience and ignorance often causes people to think that they're somewhat in control of their surroundings even when they're not and alcohol is known to give that false sense of security. Totally resisting the desire to consume any amount of alcohol will not only keep their auto coverage lower, it can also save their lives!

Although automobile cover for teens tends to be somewhat high, these tips can help you secure cheap car insurance for young people. Try them!

Brenda Lowell is the author of this article and has spent much time researching facts about car insurance. Visit for money saving tips and more information on obtaining cheap affordable car insurance quotes from the most reputable insurance carriers in the industry. Compare rates before you purchase by using these resources.

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