http://www.a1articles.com en-us editorial@articlealley.com If you are planning to go on a cruise this year, or if you have never been on one, then it is time to seriously consider a European cruise vacation! There are many reasons for this: The first and obvious reason is the choice of incredible destinations... http://www.a1articles.com/make-your-holiday-a-european-cruise-this-year-2052344.html 21st February 2011 Ker-choo! Seasonal allergies show up every summer like clockwork. But suffering itchy, watering eyes and a running nose among other ailments is simply no way to spend an enjoyable summer. Seasonal allergies can make an individual feel tired, irritable and... http://www.a1articles.com/effective-ways-to-handle-seasonal-allergies-1739253.html 09th September 2010 Anyone who has been an internet user over the last few years will have noticed the more and more ubiquitous showing of the online video advertisement. From TV show clips, movie trailers and ‘funny’ videos, to CEO’s giving motivation to their staff or tell... http://www.a1articles.com/will-video-kill-the-display-advertisement-1736089.html 08th September 2010 I'll never forget that look my father gave me. His lips pursed in frustration, eyes aflame, brow creased like a rusted piece of corrugated iron in ridges of displeasure. And that finger, shaking with rage, levelled at me. "No son of mine is going to be... http://www.a1articles.com/breaking-bad-habits-and-making-savings-habits-1567832.html 25th May 2010 Finding the right mortgage is much like finding the perfect partner. There are certain attributes or traits in a prospective partner or mortgage that makes compatibility more likely. A financial comparison website therefore, is much like an internet d... http://www.a1articles.com/house-love-finding-your-perfect-mortgage-match-1542481.html 11th May 2010 "I remember my first time…" Granddad began. I nearly choked on Granny's rock cake. Mercifully it transpired that Granddad was recollecting the purchase of his first house and not anything more salacious (such as his little-known but critically-acclai... http://www.a1articles.com/your-first-time-buying-a-house-of-course-1527979.html 30th April 2010 I remember getting my first loan. It was to pay for a then little-known experimental procedure called moustacheplasty. My friends warned me not to, but I just knew that I'd love the way the wind would feel through the bristles (which, as an impulsive y... http://www.a1articles.com/loan-behold-should-i-be-borrowing-1508156.html 19th April 2010 They're so easy aren't they: credit cards? It lands on your doormat, 85.60 x 53.98mm of pure spending power, emblazoned with your chosen design of a Capybara set against the inimitably imposing landscape of the Amazonian rainforest. The reason you got... http://www.a1articles.com/play-your-credit-card-right-1496543.html 12th April 2010 A couple of days of fine weather and I've called it: spring is here. The shorts are out, my tan's coming on a treat and the barbeque is prepped and ready to grill. But wait, spring is here: what about my ISA, I need to invest by 5 April! I can scarcel... http://www.a1articles.com/spring-isa-here-1465347.html 23rd March 2010 Let's face it, mortgages are a daunting subject. For many they are a proverbial "ball and chain", destined to be repaid for the next few millennia, with no discernable end to the misery of seeing your monthly pay packet decimated by that merciless Direct ... http://www.a1articles.com/saving-money-by-paying-your-mortgage-off-early-1452526.html 17th March 2010 Online banking has often been described as the future for personal finance, bringing as it does a simplicity, immediateness and speed that traditional alternatives struggle to match. It is for this reason that it should also be considered the present. If ... http://www.a1articles.com/no-excuse-not-to-bank-online-1398126.html 16th February 2010 Homeowners, house hunters and estate agents alike will be hoping that a new year represents a new start in the mortgage market. If rises in house prices point to a recovering economy - and there is some argument that it doesn't as first time buyers find i... http://www.a1articles.com/rate-falls-point-to-a-more-positive-2010-for-mortgages-1303142.html 17th December 2009 After a year of scrimping and saving as households absorbed the impact of the recession, it appears Christmas is set to see the purse strings loosened once more. Recent research suggests each adult in the UK will spend around £300 on presents this yea... http://www.a1articles.com/savers-splash-out-for-christmas-1302538.html 17th December 2009 With less than 2 weeks before 25 December, even the biggest Bah Humbug would struggle to deny that we are now very much in the midst of the festive season. Having already dispatched their wish lists to parents and stand-in Santas up and down the land, chi... http://www.a1articles.com/insure-against-heartache-at-home-this-christmas-1296534.html 15th December 2009 It is understandable that at this time of year, more than any other, people stretch themselves financially to cover their costs over the festive period. UK households will spend hundreds of pounds on presents and food this year, despite the uncertain econ... http://www.a1articles.com/play-the-percentage-game-this-christmas-1296309.html 15th December 2009 If the rumours are to be believed, then global warming means the chances of enjoying a traditional white Christmas are receding further with each passing year. However, even though you're just as likely to be watching the children ride their new bike ... http://www.a1articles.com/the-dangers-of-travelling-light-1252927.html 25th November 2009 What are you doing with your spare cash at the moment? Perhaps you're still spending, doing your bit to get the economy going again. Or has the downturn seen you take a more circumspect view of your finances, either through necessity or choice, and pe... http://www.a1articles.com/savings-rates-provide-food-for-thought-1241959.html 22nd November 2009 With November just around the corner and the daylight hours dwindling, the Christmas season is drawing closer and closer. The event evokes images of families swapping presents and pleasantries, great turkey dinners and crowding round the television to wat... http://www.a1articles.com/wise-up-this-christmas-1229650.html 12th November 2009 The historically low base rate of interest has not been particularly kind to savers in the UK, with the measure falling from five per cent to 0.5 per cent in just 12 months. Those hoping the situation will improve are unlikely to have taken much comfort f... http://www.a1articles.com/fix-it-for-best-bonds-1202882.html 27th October 2009 It is a subject which splits opinion on a daily, weekly and monthly basis - the housing market. The sector is pored over in minute detail, with many lenders, bodies and other organisations publishing figures at the end of each month, detailing average hou... http://www.a1articles.com/a-stirring-mortgage-market-1199587.html 27th October 2009 Much of the analysis during the fallout of the financial crisis has focused on how the events since the autumn of 2007 have affected multi-national organisations and governments around the world. However, normal families have also been hurt by the downtur... http://www.a1articles.com/back-to-banking-basics-1197778.html 26th October 2009 As those over 50 try to work out how best to make use of the extra ISA allowance that has now come their way, those of us with a bit more youth on our side still have to wait until next April for the new limits to come into play. Having come into eff... http://www.a1articles.com/the-isa-world-is-your-oyster-1197667.html 26th October 2009 Like the kids who'll be the first to benefit from them, the Child Trust Fund has done a lot of growing up in the four and a half years since it was launched. Introduced in January 2005, the accounts are designed to ensure every child has some savings... http://www.a1articles.com/using-your-child-trust-fund-easy-as-learning-your-abc-1187660.html 20th October 2009 Personal finance has become part of the national psyche since the beginning of the economic downturn, with consumers up and down the land pondering the best home for their money. On the face of it, savers have had a torrid time of it since the crash s... http://www.a1articles.com/the-choice-is-yours-1121371.html 25th September 2009 To fix or not to fix? It is a question that many potential homeowners have no doubt pondered recently. The ship which sees many borrowers paying next to no interest on their repayments has long sailed, but with predictions of the base rate not reaching fo... http://www.a1articles.com/a-heady-fix-1120323.html 24th September 2009 While banks and building societies cautiously begin to make more mortgages available to the residential market, the buy-to-let sector remains a shadow of its former self. Latest figures suggest that since reaching its peak in September 2007, the number o... http://www.a1articles.com/boost-for-buytolet-prospects-1119981.html 24th September 2009 As a nation that likes a credit card or ten, it is a safe bet that many Britons choose to pay just the minimum repayment necessary each month, barely making a dent in the figure they owe. Granted, this approach will work for some, especially those who ... http://www.a1articles.com/a-transfer-worth-thinking-about-1116496.html 23rd September 2009 Since the recession started hitting consumer's pockets, making the most of your money has become something of a national obsession. With interest rates plummeting to all time lows, even those conscientious enough to save have had to spread their net f... http://www.a1articles.com/offshore-savers-urged-to-come-clean-1040897.html 19th August 2009 Another day, another story of economic recovery. Surveys, reports and studies have flowed thick and fast in the last couple of months, detailing house price increases, increasing consumer enthusiasm, an upturn in manufacturing and a soaring FTSE100. Even ... http://www.a1articles.com/savers-should-take-interest-into-account-1022930.html 08th August 2009 In a month or so, thousands of students will be packing up their things in preparation for the beginning of their university course, experiencing perhaps a mixture of nerves and excitement. Fresher's week, socials and speedy integration will likely be upp... http://www.a1articles.com/first-class-budgeting-key-to-university-experience-1006067.html 30th July 2009 It is widely believed that it is the small and medium sized (SME) businesses community that will provide the drive and momentum that will eventually lead the country out of the current recessionary period. For that reason it is pleasing to see some positi... http://www.a1articles.com/doing-the-business-987398.html 18th July 2009 With Bank of England Base Rate at an all time low, many savers have well founded worries about the level of returns they can expect on their hard earned savings. If this predicament rings true, fixed rate savings accounts are certainly worth thinking abou... http://www.a1articles.com/fix-to-get-top-rates-963822.html 02nd July 2009 On 1 July 2007, customers had a choice between 11,951 residential mortgages but today their choice has been reduced to a lowly 1,238 products. People with less than a perfect credit record have been hit the most by this current economic crisis, with su... http://www.a1articles.com/a-diminishing-mortgage-market-960663.html 01st July 2009 While there have been suggestions from some quarters that the recession may be coming to an end and the stock markets have become relatively stable, it appears many are still unwilling to take serious risks when it comes to investment. The FTSE 100 Ind... http://www.a1articles.com/investors-playing-it-safe-in-the-money-markets-954376.html 28th June 2009 Debt stories are never far from the news, so rather than becoming another statistic, it is perhaps time that consumers started to manage their money, rather than letting it manage them. The first part for many is the most difficult, sitting down an... http://www.a1articles.com/budget-into-the-black-951548.html 27th June 2009 The issue of saving is one that has come up time and time again during the current recession, with debt problems and low interest rates discouraging many people from putting anything away. But consumers have been encouraged to save even a small amount i... http://www.a1articles.com/never-too-early-to-plan-for-retirement-945624.html 20th June 2009 Recent figures may have given some indication that property prices could be about to start rising again, but does that mean first time buyers should be rushing to buy now? In relative terms values are still high, with PricedOut.org.uk spokesperson Katy Jo... http://www.a1articles.com/the-mortgage-market-waiting-game-942401.html 18th June 2009 Last week, Moneyfacts.co.uk highlighted the extent to which credit card rates have been increasing in the UK, despite the Bank of England having lowered the costs of borrowing. Consumers may have been shocked to discover that credit cards have become even... http://www.a1articles.com/the-exploitation-of-cardholders-933894.html 12th June 2009 Recent events in the world economy have forced many people to take stock of their finances and realise just how reliant they are on credit. While mortgages, loans and credit cards may be grabbing all the headlines, it is important to remember that over... http://www.a1articles.com/current-accounts-can-be-switched-too-933893.html 12th June 2009 While the credit crunch has left plenty of people wondering about how they are going to cope with their debts, there are also those who left trying to decide on the best investments. As the weaknesses of financial systems around the world have been exp... http://www.a1articles.com/confidence-returning-to-investors-930101.html 12th June 2009 The Bank of England may have just opted to hold the base rate at 0.5% for third consecutive month, but it is rising interest rates that have once again caused raised eyebrows in the credit card market. A no-change decision by the Monetary Policy Commit... http://www.a1articles.com/credit-card-costs-causing-concern-928525.html 11th June 2009 One of the hot topics in the property sector of late has been the fortunes of first time buyers, with many commentators believing that this group is key to getting the industry going again. Indeed, as the Royal Institution of Chartered Surveyors (Rics)... http://www.a1articles.com/first-time-buyers-have-cause-for-optimism-924331.html 10th June 2009 Among the many things the credit crunch has brought is an end to the perception that finance is freely available for any and all who want it. While in the past a consumer may have expected to be able to take out a loan with minimal fuss, the fact is that ... http://www.a1articles.com/the-loans-are-out-there-916703.html 05th June 2009 As financial worries increasingly prompt Britons to attempt to review their finances and reduce their debts, one aspect that may be overlooked is the pension. With various surveys demonstrating the extent to which people are finding themselves having to c... http://www.a1articles.com/who-needs-pensions-915113.html 04th June 2009 There can be little doubt that in these turbulent economic times fewer people are choosing to put away cash for the future. Indeed, a recent survey by Nationwide indicated that less than half of British people are actually saving regularly. As financial p... http://www.a1articles.com/keep-a-close-eye-on-savings-912184.html 03rd June 2009