http://www.a1articles.com en-us editorial@articlealley.com Home Repairs before you Refi Home repairs are often needed before banks will refi a mortgage for a homeowner. There are many different repairs that a bank may require. It will generally be determined by the home appraisal and what the appraiser comments ... http://www.a1articles.com/repairs-needed-before-you-refi-593887.html 29th July 2008 To Cash Out or Not to Cash Out is the Question. A cash out refinance mortgage can be a great tool for homeowners. There is no limit as to what you can do with cash that you receive from a refinance mortgage. The idea is simple. You can refinance you... http://www.a1articles.com/to-cash-out-or-not-to-cash-out-is-the-question-593879.html 29th July 2008 The State of Stated Income Loans Stated income mortgage loans were among the most popular loan programs over the last decade or so. What is a stated income mortgage loan? It is exactly as it sounds, the borrower simply states their income. Employmen... http://www.a1articles.com/the-state-of-stated-income-loans-593871.html 29th July 2008 Mortgage Broker vs. Mortgage Banker (aka Direct Lender) - Which is better? If you have ever financed the purchase of a home or refinanced such a loan, chances are that you used the services of a mortgage banker or mortgage broker. What's the diffe... http://www.a1articles.com/broker-vs-banker--which-is-better-593867.html 29th July 2008 Quick Explanation of Adjustable Rate Mortgages (ARMs) Have you ever wanted to know the details of adjustable rate mortgages? This can be a confusing topic for folks that have not spent some time to research the different types of mortgages. There are q... http://www.a1articles.com/adjustable-rate-mortgages-arms-explained-593859.html 29th July 2008 It's Not Always about the Low Interest Rate When most people consider refinancing their properties, they primarily look at the current interest rates and compare them to the current interest rate they're paying. That is one way to determine whether r... http://www.a1articles.com/its-not-all-about-low-interest-rates-593857.html 29th July 2008 Fixed Rate or No Rate at All Many folks across this great country are starting to realize why the interest rates on their home mortgage loans were lower if they took an ARM loan. The answer is simple. A loan that is fixed for a short period of time (... http://www.a1articles.com/fixed-interest-rate-or-no-rate-at-all-593856.html 29th July 2008 There is a new company that is showing consumers how to refinance their home mortgage without paying points or fees. This company has teamed up with lenders who are willing to waive their lenders fees. The great thing about the process is that you are o... http://www.a1articles.com/how-to-refinance-with-no-fees-579516.html 17th July 2008