http://www.a1articles.com en-us editorial@a1articles.com The mortgage market has hit something of a standstill and it is having knock on effects. Patrick Collinson and Rupert Jones said it best when writing for the Guardian: “Britain's mortgage market appears to be in meltdown, with first-time buyers going on... http://www.a1articles.com/article_576327_19.html 15th July 2008 Concerns about inactivity in the mortgage market have hit the balance sheets of Moneysupermaket.com. First time buyers are reluctant to spend their hard earned money and banks are reluctant to lend home loans to them, which is the reason the mortgage mark... http://www.a1articles.com/article_576326_19.html 15th July 2008 A new report by the well-known Life Insurance firm More Than has revealed that 46 year olds are at the peak of their financial and material wealth. The report said that by the time people are aged 46 they have more valuable items in their homes than ever ... http://www.a1articles.com/article_576325_19.html 15th July 2008 Experts are warning that thanks to rising interest rates, tighter controls on awarding credit, and a huge drop in the number of secured loans on the market it is now more important than ever that those looking for a loan find the right one for them and do... http://www.a1articles.com/article_576324_19.html 15th July 2008 Recently published figures have revealed that there are two times as many people taking out expensive loans as there were 9 months ago. Moneysupermarket.com released the new statistics and has said that the number of loans made by people to tide them over... http://www.a1articles.com/article_576323_19.html 15th July 2008 News broke yesterday that a visa credit card with an exceptionally high lending rate has been made available to customers by a leading financial firm. The credit card is being offered to customers who have a poor credit rating and has a whopping 365% inte... http://www.a1articles.com/article_566883_19.html 30th June 2008 Radical new plans have been drawn up to aid banks and building societies which are suffering the most during the current credit crisis. Chancellor of the Exchequer, Alastair Darling has set in motion plans for The Bank of England to absorb billions of mor... http://www.a1articles.com/article_566882_19.html 30th June 2008 Government efforts to ease the financial strain on the mortgage market were ignored by building society Nationwide, as they announced plans severely tighten its lending criteria for new customers. Despite a £50 billion cash injection from the Bank of... http://www.a1articles.com/article_540762_19.html 20th May 2008 Whiplash injuries account for 80 per cent of all car accident claims in the UK, but the number of bogus cases is on the increase according to Admiral Insurance. Claims for whiplash cost the insurance industry up to £1.6 billion a year, with 250... http://www.a1articles.com/article_540761_18.html 20th May 2008 The insurance industry has warned that many new homes could be left on the housing market and become uninsurable unless the government introduces new rigid planning controls for flood risk areas. By the year 2020, a third of the 3 million propose... http://www.a1articles.com/article_540760_19.html 20th May 2008 A dwindling house market in the UK could stretch the financial situation for some mortgage lenders according to credit ratings agency, Fitch. Their research has uncovered that the British housing market is set to see the trend of lower prices ... http://www.a1articles.com/article_540759_19.html 20th May 2008 An estimated one million people in the UK have ‘problem’ unsecured debts according to a report entitled UK Debt Problems – consumer crisis or efficient market? Published by debt management solutions firm, TDX Group, the findings showed that th... http://www.a1articles.com/article_540758_19.html 20th May 2008 Customers of credit card providers who have a faultless repayment record are said to be at as much risk of being cut off by their lenders as those who are out of control of their spiralling debts. Banks are beginning to identify borrowers with flawl... http://www.a1articles.com/article_540757_19.html 20th May 2008 It has been four years since the University of Nottingham announced research which could potentially prove some types of whiplash injury were physical. Whiplash, also known as neck sprain, is a controversial injury which is often suffered by drivers o... http://www.a1articles.com/article_539409_18.html 15th May 2008 Engineering experts in Australia have said that if Princess Diana had suffered the fatal crash in their country, instead of in England, she would not have died. It was recently reported that the Princess may have suffered whiplash or concussion but woul... http://www.a1articles.com/article_539407_18.html 15th May 2008 A new website developed by the University of Queensland in Australia has been created to offer whiplash patients around the world, help support and advice. The University of Queensland's Centre of National Research on Disability and Rehabilitation Med... http://www.a1articles.com/article_539406_18.html 15th May 2008 This month the Chancellor of the Exchequer, Alastair Darling has said he aims to get the damaged money markets back into shape with the help of financial experts in Washington. He has made announcements that he intends to do everything within his ... http://www.a1articles.com/article_539405_19.html 15th May 2008 First time buyers are being urged to wait out the mortgage mess. The markets should settle down before customers consider getting a mortgage, experts say. 100% mortgages are no longer an option and a number of banks, including The Co-op Bank and... http://www.a1articles.com/article_539404_19.html 15th May 2008 The last 100% mortgage which was still on the market was removed from Abbey’s offerings on the 7th of April at 10pm. This marked the end of the no-deposit mortgage era. Abbey is responsible for 1 in 10 mortgages in the UK and the bank said that these... http://www.a1articles.com/article_539403_19.html 15th May 2008 Experts predict that the amount of mortgage collateral available from British banks will fall by a half this year. Warnings have come from The Council of Mortgage Lenders (CML) that mortgage funds could fall to half last year’s £108 billion fund as... http://www.a1articles.com/article_539402_19.html 15th May 2008 As Nick Cohen of The Observer warns: “pray this country doesn’t go sub-prime”, Tony Levine of The Guardian is hailing ‘liar loans’ as: “an attractive option”. Cohen cites ‘liar loans’ or self-certification as one of the negative inf... http://www.a1articles.com/article_538212_19.html 15th May 2008 Welsh graduates are saying the pay-as-you-earn system for paying back student loans is flawed. Graduates from Welsh universities are claiming that they have over-paid their student debts due to faults with the system. Some former students have also said... http://www.a1articles.com/article_538210_19.html 15th May 2008 The economy may be rocking but there is a place where the word ‘loan’ is still a positive force. Many articles have been written on the subject of microfinance or charitable investment but it is still a widely unknown concept. Microfinance companies... http://www.a1articles.com/article_538208_19.html 15th May 2008 Housing Minister, Caroline Flint and Prime Minister, Gordon Brown, have recently announced a new package of major measures to tackle the difficulty key workers and first-time buyers have been facing when trying to break into the property market. The... http://www.a1articles.com/article_538205_19.html 15th May 2008 Two elderly American women, who hatched a plot to collect life insurance pay outs, are being charged with murder this month. The pair claimed to be engaged or related to homeless men in order to collect life insurance funds after killing them. Helen ... http://www.a1articles.com/article_538203_19.html 15th May 2008 The major bank has admitted that a computer disk containing the life insurance details of nearly 400,000 customers has been lost. The disk went missing at some stage during courier transportation between a HSBC office and the office of reinsurers Swis... http://www.a1articles.com/article_538200_19.html 15th May 2008 The United States Government have come under fire recently for being too liberal when allocating expense credit cards to employees and has also been criticised for not clamping down sufficiently on their misuse. Allegedly people working for the Depart... http://www.a1articles.com/article_538196_19.html 15th May 2008 750 people are facing the axe as Capital One decides to cut jobs in its UK head office. The office which currently has 1,750 members of staff is located in Nottingham. It has been the US companies headquarters since opening in 1998. It has been anno... http://www.a1articles.com/article_538193_19.html 15th May 2008 A British fraudster who took his council to court has seen the tables turned. David Cairns said it was a slip and trip due to uneven paving which caused his ankle injury in the year 2000, but Cairns had actually suffered the injury during a game of fo... http://www.a1articles.com/article_538191_19.html 15th May 2008 It is now one year on from the horrific Virginia Tech Massacre and it has come to light that families of those who were murdered in the shootings will be compensated by the state. A mentally unstable student at the school named Seung-Hui Cho, shot 3... http://www.a1articles.com/article_538188_19.html 15th May 2008 Critics are saying that advertisements for personal injury companies encourage fraudulent accident claims. Funny and misleading advertisements are being cited as a cause for fraudulent accident claims this month. Rick Shapiro on Injury Board.com wrote... http://www.a1articles.com/article_537559_19.html 15th May 2008 Car insurers are set to make a profit for the first time in 14 years according to a report released this year. They will make a profit in 2009 because of rises in insurance premiums the report has said. This year the industry faces a loss but the market w... http://www.a1articles.com/article_537557_19.html 15th May 2008 The Department for Transport have said that eight out of ten accidental deaths involving 15 to 19 year old men in Great Britain are road casualties. With figures like this it is easy to see why car insurance premiums are higher for young drivers than ... http://www.a1articles.com/article_537556_19.html 15th May 2008 According to a survey by price comparison site moneysupermarket.com 1 in 7 British drivers admit to driving without car insurance. Other surprising findings by the website include the revelation that 15% of motorists said they have driven a car in the p... http://www.a1articles.com/article_537555_19.html 15th May 2008 It was recently revealed that thousands of workers in New Jersey are getting hurt at work and finding out that their employers have not taken out insurance to cover their injuries. The Star Ledger reported that the problem is a “small but growing ... http://www.a1articles.com/article_537554_19.html 15th May 2008