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David Berky
Member since 01st February 2007

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Displaying 1 to 12 (of 12 articles)
Two of the keys to financial success, especially in a couple's relationship, are knowledge and communication. This article focuses on the aspect of communication. Tom Monson, the Vice President of Simple Joe, Inc. was giving a series of free semi...
Credits cards are a convenience, not a crutch. Credit cards are a great way to make purchases and record to the penny your spending. They also provide a way to postpone payment on items and thereby earn more interest on your money. For example, ...
One day I got a call from my credit card company asking me if I would like to increase my credit limit by borrowing up to $9000 at their special rate of 15.9%. The operator stated, "Your credit card rate will then be a low 15.9%. How much would ...
"0% interest* for the first six months, no annual fees** and a low fixed*** rate of only 8.9%****!" * Unless you count the deferred interest we will charge you if you don't pay off the full balance transfer amount when the promotional period ends...
Interest on the average home mortgage will cost the homeowner nearly TWO TIMES the cost of the home. If you were to purchase a $150,000 home with a $120,000 mortgage (80%), and you paid an interest rate of 9% for 30 years, you will have paid over...
No, this is not some futures or commodities trading strategy. You don't have to join a cult or an MLM. And you can do this for years. The only qualification is that you have a mortgage or home equity loan. You can achieve more than 100% returns ...
How much do YOU owe on your credit cards? The average American family is now over $7000 in debt just on their credit cards. That debt generates an interest charge of over $105 each month if your card charges the average 18%. If you have missed a...
The method is simple. 1) Set a monthly amount. 2) Pay all minimum amounts. 3) Pay extra money toward the debt with the highest interest rate. This method will ensure that you pay the least amount of interest and repay your debts as soon as possib...
Tom Monson, the Vice President of Simple Joe, Inc. was giving a series of free seminars on personal finance to some people in his neighborhood. Many couples and individuals were scheduled to attend but only two or three were showing up. Tom and I...
Question: I have recently heard of agency out there that will reduce your debt by 70%, just by them somehow talking to them [your creditors]? Do you know anything about this method? Is it legit? I have even heard it on my local radio station and...
You have seen them on the corner and in the poorer parts of town with names like "Quick Cash", "Quick Loan", "Payday Loans", "Car Title Loans". They are starting to sprout up all over the country and will soon rival Starbucks for sheer number of lo...
I would like to start out by telling you a true story. The names have been changed to protect the innocent, the ignorant and the dishonest. John was interested in purchasing a new truck. John had done his homework and knew exactly what make, mod...