The burden of credit card debt; almost everyone has it. Unfortunately, too many people are overwhelmed by it. This is a issue that always seems to be with us, no matter how hard we try to overcome it. We are not born with it. But we catch it, and we...

A very common problem for too many Americans is overwhelming credit card debt. Many people just blindly pay their monthly minimum payments without any knowledge that their debt burden may never go away. When a person comes to the realization that they...

You have found yourself drowning in debt. Credit card debt mainly. It may or may not be comforting to know that you are not alone. Credit cards are too easy to obtain and use. Combine this with our "buy it now and pay for it later" society and you hav...

After Memorial Day, Americans enter the time of year which allows them to enjoy picnics and the outdoor bar-b-q. Both of these activities revolve around eating. As food prices continue to rise, even this innocent seasonal fun is putting an extra strain ...

Credit card advertisements are sending the wrong message to the American consumer. Like tobacco and alcohol advertisements, standards of disclaimers for credit card advertisements must be enacted to help relieve the American debt burden. We have all s...

You have found yourself drowning in debt. Credit card debt mainly. It may or may not be comforting to know that you are not alone. Credit cards are too easy to obtain and use. Combine this with our "buy it now and pay for it later" society and you hav...

Deadbeat. The term is referenced in the dictionary as “One who tries to evade paying debts”. Even Black’s Law Dictionary defines the term as “A person who does not pay debts or financial obligations”. So is may surprise you to learn that the ...

In my daily conversations with people regarding their debt problems, there is a very discouraging theme that I encounter. Too many people were supplied with too many credit cards. All this available credit with all this spending power in their wallets g...

Spring is here! A time of re-birth. A time for change on all aspects of your life, including your financial situation. What if you could renew your finances changing how you think about credit cards? By changing your mindset on how you spend your mone...

Spring has arrived. The time of year for rejuvenation on all aspects of your life, including your financial situation. What if you could breathe new life into your finances by starting over, and becoming debt free by next spring? Most of us vow to ma...

With the holiday shopping season behind us, we now turn our attention to a brand new year. A new year always brings us hope and inspiration. We resolve to improve many aspects of our lives. Be it better health, better relationships, or better finances,...

Have you visited the mall this month? Certainly you have. This is the time of year we all flock to the mall in droves to catch all the bargains that retailers have to offer. The reason of course is to find those perfect gifts. Many of us spent more th...