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Brad Homer
Member since 14th September 2006

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Displaying 1 to 10 (of 10 articles)
We all have money habits - some good, some bad. This brief article will give a few tips on how to build up the good ones and squash the bad. It all starts in your mind and heart - what you think and feel about your money habits. Lots of people feel very...
When implementing a new budgeting plan, one of the most important virtues to have is persistence. Persistence covers a multitude of sins: start and stops, numbers that aren't quite right, forgotten expenses?all of these are eventually covered if you are ...
Do what you love. Do it legally. Provide real value. Enhance your life as you work in a profession that fills you up instead of sucking the life out of you. Lots of people work in jobs they hate due to a feeling of obligation and a lack of hope. You ...
Cash flow isn't just a concept important to businesses. To properly manage your personal finances you should understand the basics of cash flow and its importance in supporting your budget. Simply put, cash flow is the flow of cash in and out of your ac...
Credit card debt is a pile of crap. It stinks. It's not pretty to look at. Go ahead and flush it already. You know you want to. You're tired of seeing the stupid commercials about how people's lives are suddenly changed for the better – once they've ...
Observing the lifestyles of the rich and famous is a fun pastime for many of us. We dream of how cool it would be to live in the lap of luxury as they do. Fancy cars, premium restaurants, exotic vacations, mansions – what a life they lead! But, for mos...
It's a common daydream to wonder what it would be like to win the lottery or to receive a large, unexpected inheritance. With a big wad of cash, it seems, anything is possible. This doesn't have to be just a daydream – you can make it happen for real. ...
Most people have hang-ups when it comes to money. The mere thought of a bill creates a sense of dread in them. They spend too much; credit cards are their crack. Trying to control their finances seems like a futile, lost battle. When the money runs ou...
If you want to know how to do a personal budget the right way, first you need to understand what the wrong way is. The wrong way to do a personal budget is to not do one at all. Just doing your budget in any way that makes sense to you will put you far ...
Creating a personal budget is probably the single most important thing you can do to move yourself towards financial security. If you break down the steps to creating a personal budget, it's not complicated. The big thing that stops most people from cre...