Author Information
Ray Prince
Member since 11th September 2006
Occupation: Financial Planner Ray Prince is an Independent Financial Planner with Rutherford Wilkinson plc, and helps UK Resident Doctors and Dentists get the best deals on mortgages, protection and investments, as well as helping them achieve their financial objectives.
Displaying 1 to 15 (of 37 articles)
31st October 2008
This week we are discussing a scenario where an individual is about to reach 60 and are wondering whether they have to take their pensions at 60, or if they can delay this decision. And indeed, what are their overall options?
Some years ago, many in th...
Views: 0
22nd October 2008
My goodness what a rollercoaster it has been recently!
It seems that not a day goes by without more gloom. A bank goes bust or is rescued, an insurance company is swallowed up by another or is nationalised.
It is in times like these that people quit...
Views: 0
24th September 2008
We live in interesting times.
The investment bank Lehman Brothers has filed for bankruptcy protection, Merrill Lynch is being taken over by Bank of America and it's predicted thousands of bank employees will be picking up their P45s by the end of the m...
Views: 0
15th September 2008
When we meet a new client or review the financial affairs of someone we have known for some time, the first thing we automatically concentrate on is what goals in life do they have?
For a new client - how can we as planners really encourage them to thi...
Views: 0
11th September 2008
One of the first things we come across when we take on a new client is starting to make sense of the collection of policies and investments they have.
They are usually in a pile somewhere and tend to consist of many different funds across several provi...
Views: 0
23rd July 2008
It certainly looks all doom and gloom at the moment doesn't it?
Open any newspaper or tune into the news on TV and if you are anything like me, you get punch drunk with all the articles on how bad the stock market or property market is etc etc.
It m...
Views: 0
20th June 2008
When it comes to investing your money, you'll probably know by now that you have numerous options to choose from.
In fact, it can feel like a bit of a minefield and sometimes you may not know if you've made the right choice.
Should you choose a bond...
Views: 0
25th May 2008
If you are a dentist, it's likely that you've taken out income protection insurance (also referred to as permanent health insurance). In fact, you may have even claimed on your policy.
During the last few years many of the leading insurers have been re...
Views: 0
15th May 2008
One of the challenges we face as Fee Based Planners and Wealth Managers is how do doctors and dentists get to know about Graeme and Ray and the job we do?
After all, we know (and our existing clients tell us), that we are providing our clients with exa...
Views: 0
25th April 2008
We have been seeing a lot of enquiries from clients wanting to know if a Self Invested Personal Pension (SIPP) would be appropriate for them.
Let's look at an example to illustrate this.
Let's say you have several personal pensions, some separate sh...
Views: 0
16th April 2008
We live in interesting times...
You cannot switch on the TV or read a newspaper without hearing of doom and gloom. If it's not property and stock market falls it's oil prices going through the $100 level, and the situation in Iraq seems to be deteriora...
Views: 0
03rd April 2008
Many clients have accumulated substantial funds within ISAs and PEPs over the past 10 years and enjoyed significant tax breaks in the process.
It's not unusual to see clients with capital in PEPs and ISAs in excess of £200,000 enjoying the freedom to ...
Views: 0
25th March 2008
We have many clients who have either bought in Spain or the Balearics, or are thinking about doing so.
In the past few years, there have been some changes in how the Spanish government tax those who are UK based and have a Spanish property, although wi...
Views: 0
12th March 2008
At the time of writing this article the Markets are showing great signs of nervousness and probably should be on Prozac.
The problem is that the Markets are uncertain as to the future and therefore have bouts of pessimism followed by optimism followed ...
Views: 0
02nd February 2008
Like many of our clients, we are constantly updating our Continuous Professional Development (CPD).
One of the many pieces of reading material we were looking through had the title of 'Advisers Have Vital Role As Persuaders'.
This was based on the r...
Views: 0
|
