Author Details


Bob Benson


Member Since: 02nd February 2006
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No of Articles: 208
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16th January 2007

Take Your 401(k) With You!

If you have left your employer to pursue another job then there is something you should consider taking with you something that many employees leave behind: their retirement plan. Specifically, if you have a 401(k) plan leaving it behind could be a proble...

16th January 2007

Credit Repair Post Bankruptcy

If you recently fired for bankruptcy and wonder if your credit can ever be restored, take heart: it can. No, you may not be able to qualify for an auto loan or a mortgage for some time, but you could see credit improve at a steady pace if you follow the t...

16th January 2007

Not All Ringtone Plans Are Worth It

As the cell phone market continues to evolve you can expert that companies that like to provide accessories for cell phone users will continue to change in order to keep up with the times. Headsets and holders are two areas always in a state of flux but s...

13th January 2007

No Limit to the Available Ringtones

The huge proliferation of cell phones over the past decade has created an all new and very lucrative industry centered on this important medium of communication. Everything from cell phone holders to hands free devices have been developed to enhance the e...

11th January 2007

Get 15 or More Free Ringtones!

One of the great things about ringtones is you can get some quality tunes for free. More and more cell phones are coming with some decent songs, but even better are the packages being touted by companies pushing free ringtones. Yes, if you are going to be...

10th January 2007

Free Ringtones For Your Cingular Cell Phone

Cingular is one of the largest cell phone providers in North America, competing successfully with the likes of Nextel and T-Mobile for market share. Cingular users enjoy a broad network, a competitive plan, and the widest variety of phones that the indust...

10th January 2007

Classical Ringtones Fuel Industry Growth

Does it surprise you that the majority of ringtones downloaded are by young users, particularly those in the 18 to 25 age group? Well, it shouldn’t be. After all, this age group has a good chunk of discretionary income available to it as many young peop...

10th January 2007

A Fatwa Against Ringtones

Not everyone likes ringtones and some have found ringtones to be downright annoying. Recently, a Muslim cleric issued a fatwa (edict) against ringtones especially after a cell phone rang during a service. While users of a cell phone are not likely to be b...

10th January 2007

Advantages of Donating to Charity

Donating to charitable causes is not only morally correct; it is also a good financial investment, because one can claim tax deduction on their charitable donations. If one is donating to charitable causes, then it is wise to inform the tax agencies ab...

09th January 2007

Accepting Credit Card Offers 101

Certainly credit cards are of not much use to you in case you are having a good bank balance right now. In verity, credit cards are the most expensive loans that banks, department stores and gasoline companies provide. It doesn’t matter how seductive th...

09th January 2007

A Beginner’s Guide to FOREX

FOREX is a word play on the term Foreign Exchange Market. It is a market for buying and selling of currencies from all over the world. Certainly, such transactions are bound to be voluminous. It is just an estimate that there are about transactions of $1....

09th January 2007

Should You List Your Pending Foreclosure Home Online?

When facing foreclosure, you may be considering different ways to avoid action being taken against you. One way is to immediately list your home with a renowned realtor in the hopes that she will bring the right buyer for you. Failing that, you may consid...

26th October 2006

Time For A Student Loan Consolidation Loan?

If you have taken out several student loans then the time to consolidate could be now. There are several great debt consolidation loan programs available to help you pull all of your loans together into one easy to make monthly payment. Stay tuned for som...

23rd October 2006

Home Refinancing Post Personal Bankruptcy

You filed for bankruptcy and after what seemed to be a lengthy time your application was granted by the courts. Fortunately, you were able to keep your house and most of your other debts including credit cards and one personal loan were discharged. Unfort...

23rd October 2006

How to Get The Best Car Loan Deal Possible

You can get a terrific rate on a new car loan and save yourself thousands of dollars in interest payments. Does this sound too good to be true? Well, it isn’t! Consumers are saving big on car loans and you can be one of the lucky ones too if you go into...