Author Information
michael challiner
Member since 27th October 2005
Occupation: Editor Express Life Insurance Michael Challiner has 15 years experience in financial services marketing at senior level, the last 5 of which specialised in online marketing. Prior to that he spent 15 years in advertising with two of the world
Displaying 1 to 15 (of 126 articles)
21st February 2007
Mortgages are traditionally taken out over 25 years, 30 years at a push – but house prices have got so high that many would be homeowners have found themselves completely unable to get on the property ladder.
Mortgage lenders have found a solution ...
Views: 0
21st February 2007
Critical illness insurance is designed to pay out a lump sum if you are unfortunate enough to be diagnosed with one of a list of medical conditions specified in the policy documents.
There is a wide variation in the length of the lists, some covering a...
Views: 0
21st February 2007
Immortality is no big deal. Just imagine getting up on a Monday morning 52 times a year for the rest of eternity. Really only two advantages of eternal life spring to mind – you could start reading ‘War & Peace’ and know that you would have time to...
Views: 0
21st February 2007
Research has recently suggested that consumers who apply for loans and other forms of credit too often through comparison websites may risk damaging their credit rating.
It is estimated that 8.7 million people have bought financial products such as loa...
Views: 0
21st February 2007
No-one said it would be easy but giving up smoking is really worthwhile and it’s a perfectly achievable aim. Why not join the band of ex-smokers, starting from today? If are you now a reformed smoker, we have some even better news for you.
You can e...
Views: 0
06th February 2007
We’re all too used to hearing about rising prices. But there’s one thing that now costs less than ever – good life insurance! Intrigued? Read on …
No-one likes to think about the worst that could happen. But proper life insurance cover could pr...
Views: 4
06th February 2007
Britons are drinking too much, shout the headlines. Out of those who live in Great Britain, two thirds say they drink to excess at least once a week and almost a quarter hurt themselves while they are intoxicated. This is according to a report by the Drin...
Views: 5
06th February 2007
Are you a smoker? Have you ever tried to give up the habit? The chances are that you have, but like any addiction it can be (and usually is) extremely difficult to stop, and even attempts to cut down rarely last very long. Part of the problem is that smok...
Views: 4
06th February 2007
Growing older should be a time for sitting back after a lifetime of work and enjoying the fruits of your labours, without having to worry about whether those fruits will ripen to their full glory or wither and die on the branch. However, the increase in l...
Views: 3
06th February 2007
The property market is in good shape. Prices continue to rise and sold signs are popping up like mushrooms. This is all wonderful news and we’re all going to be property-rich.
Spare a thought for the first time buyer! Gaining that elusive first step...
Views: 5
24th January 2007
You might have heard of an exit fee. It is the charge that the mortgage lender makes a person pay if they want to get out of a money borrowing agreement before the end of the term. Another name for it is a redemption penalty.
Well mortgage lenders are ...
Views: 5
24th January 2007
As landlords know, there’s a huge demand for small self-contain units, especially in University towns. But as from the start of this tax year, landlords are faced with the necessity to have a building licensed for occupation if the property is on at lea...
Views: 4
24th January 2007
There are various ways of working out the interest rate on your mortgage and an unbelievably wide choice of mortgages out there. All may not be what it seems, however. Don’t make the mistake of thinking interest rates are the “be all and end all” of...
Views: 5
24th January 2007
Bank of England interest rates have been steady since August 2005 and even that move was southwards. Why then are thousands of mortgage customers up in arms about an unexpected and unwelcome increase in the cost of their mortgages?
Customers of the Not...
Views: 5
24th January 2007
Buy-to-let is often seen by private investors as an interesting alternative way to make their money grow. Certainly it offers the chance of double benefits for the owner. There is the income from letting the property and the hopeful increase in the value ...
Views: 7
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