Author Information
Beth Pardue
Member since 26th August 2005
Displaying 1 to 15 (of 26 articles)
20th December 2005
Online credit reports are an easy way to learn what potential lenders will see about us, before we apply for a loan or credit. All too often, our early mismanagement of credit, like during our irresponsible youth, winds up hurting us for years. We get...
Views: 132
20th December 2005
Your personal credit report is an electronic record of your credit activities. These activities include borrowing money to buy a car, applying for a loan or credit card and your payment history of the loans you have taken. Every time you apply for cre...
Views: 163
20th December 2005
Protecting your personal and financial information against identity theft is something that everyone should be concerned about. Even though there is no one solution to guarantee your protection against identity theft, there are ways to minimize your r...
Views: 187
07th October 2005
Most people are familiar with the term credit report but not everyone has a clear picture of exactly what a credit report it is. Your credit report can be viewed as a report card of your financial and credit activities. You are "graded" on your paymen...
Views: 567
07th October 2005
There are many people who are in a situation where they need a personal loan but they also have a tarnished credit history. Many people with poor credit do not think that they will be approved for a loan because of their previous credit activity. Howe...
Views: 415
07th October 2005
Cash advance credit cards have been developed to help individuals who find themselves in need of quick loans from time to time, but don't want to pay the exorbitant interest rates and fees that credit cards charge for cash withdrawals. In simple terms...
Views: 295
07th October 2005
The vast majority of credit card offers you receive are fair and ethical. But there are two things to look out for that some credit card companies have been known to pull on unwary customers. These ta...
Views: 253
07th October 2005
A credit card offers just that -credit, the right to borrow funds from a lending institution. When you make a purchase or withdraw cash (usually called a cash advance), funds are drawn from your "line of credit." You pay back the amount you borrowed o...
Views: 356
07th October 2005
With all the confusing offers directed towards consumers with credit problems, finding credit cards for bad credit can be a confusing task. One way to start is to consider applying for a secured...
Views: 451
07th October 2005
Credit reporting agencies maintain electronic records of your credit activities. Today, there are three major national credit bureaus: Equifax, Experian and Trans Union. If you are planning on applying for a loan or credit anytime in the near future, ...
Views: 284
07th October 2005
Credit reports are, quite simply, electronic records of your credit activities. These activities can range from borrowing money to buy a car to applying for a loan or credit card or missing payments on loans you have taken. The report is generated so ...
Views: 254
07th October 2005
Thanks to the Internet, it has never been easier to receive and submit credit card applications. It can be very tempting to fill out all of the online forms available to you. But be careful, it could end up costing you--consider the following issues b...
Views: 282
07th October 2005
The most important step that you can take for identity theft prevention is to order a new copy of your credit reports at least once a year to prevent being caught by surprise charges and accounts. You can request a Views: 164
07th October 2005
Many credit card companies use the term low APR to promote their credit card offers. But how do you know if the card you are applying for is really a low APR credit card? To determine whether th...
Views: 149
07th October 2005
Just about every credit card ad you read touts its wares as "low interest credit cards." To determine whether this is accurate or not, you're going to have to look past the headline and into the fine print for the details. Here is some basic interest ...
Views: 251
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