What is a Degree Worth?
A recent study by the Bureau of Labor Statistics found that the more you know, the more you make. It should come as no surprise to you that less than a high school diploma will make you an average of $22,000 per year and that the addition of a Bachelor's...
Six Way to Recession Proof Your Business
The economy seems to be the talk of the town lately, and for good reason. It seems businesses are falling to the ground all around us. Every day we hear of another that closed its doors.
What if you could recession proof your business? To look at it...
Reason #6 for not making $100,000 in Your Business
You are the same as all of the other businesses around you.
Stop and think for a moment about why someone would buy your product or service instead of from the company down the street or in another state. In other words, what makes you different? If ...
Reason #5 for not making $100,000 in Your Business
Marketing to yourself instead of your target market
Picture yourself as a business owner with a problem. You have a problem because your company, which has been successful in the past, has been experiencing a downturn. If you are a business owner you...
Reason #4 for not making $100,000 in Your Business
Having only one source of referrals
I coach with many coaches across the country to help them build their practices. A common problem most of them have in their business is having only one source of referrals. Many of the Dave Ramsey coaches I talk w...
Reason #3 for not making $100,000 in Your Business
Doing too many tasks on your own instead of hiring or outsourcing.
Many small business owners are eager to jump into their business and do everything from the start. That's a great attitude to have but I think you'll quickly find that you will be overc...
Overcoming Insanity
Most twelve-step programs define insanity as doing the same thing over and over again while expecting different results. Those credit cards that have barely budged during the last few years while you have been "getting out of debt" are a sure sign that y...
Make Money by Accident
It was a cold and brutal winter morning in New York on January 2, 1924 but Richard Simon had promised his grandmother that he would visit. During his visit he discovered that his grandmother loved doing crossword puzzles with her neighbor. The two ladie...
It's no great shame to be poor, but it's no great honor either
The words spoken by Tevye the milkman in "Fiddler on the Roof" ring loud and clear. "It's no great shame to be poor, but it's no great honor either."
There is absolutely no shame in being poor. But is that really how you want to live your life? Bro...
Get Something Done... Stop Praying
Ever struggle with accomplishing something? You can call it procrastination, but on a large scale it could mean never opening the business of your dreams or reaching a goal in your life you have always wanted to obtain.
The common Christian sees an ob...
Don't Fill Out Job Applications
If you are filling out job applications and not getting the job you want then your problem is likely resulting from filling out job applications in the first place. Unless you are simply looking for part time work during the holidays or to become debt-fr...
Budgeting in Uncertain Times
If you watch TV or read the newspaper you have heard the economy is bad. You know you need a budget or some sort of plan to keep your family afloat. But how do you do that when everything around you is so bad?
I would like to share some great news ...
Become a Millionaire in a Bad Economy
Fortunes are made (and lost) in a bad economy. Of course, they can also be made and lost in a good economy. I hear from families who are struggling every day who blame the economy. I however tend to see so many opportunities every day, it is sometimes ...
Bad Economy, Great Business Ideas
Campbell's Chicken Noodle soup, McDonald's, the Hula Hoop, UPC codes, Diet Coke and Apple Computer; these companies and products are so ingrained in our minds that we fail to think of them as brand new ideas that could either make it or break it. At one ...
What is a Degree Worth?
A recent study by the Bureau of Labor Statistics found that the more you know, the more you make. It should come as no surprise to you that less than a high school diploma will make you an average of $22,000 per year and that the addition of a Bachelor's...

