Authors

WHAT interest rate are you paying on your housing loan? If you are paying 3.5 per cent or more, you might be overpaying. With the US Federal Reserve cutting interest rates, the Singapore Inter-bank Offered Rate, or Sibor, has been on a downward trend. Sib...

Copyright (c) 2007 Dennis NgMost consumers want to know which housing loan is the best in town. Unfortunately, that is the wrong question to ask.There are more than 100 housing loan packages in the market and what is best for one person might not necessar...

Copyright (c) 2007 Dennis Ng There are more than 112 different Housing Loan packages in the market. What are the things you should watch out for in shopping for the Best and most suitable Home Loan for yourself? Fret not, below we share with you some U...

Copyright (c) 2007 Dennis Ng Singapore just celebrated its 42nd birthday. One concern raised by Singapore's Prime Minister is the widening income gap between the Rich and the Poor. If you look around, you may realize that there is a trend that the R...

Copyright (c) 2007 Dennis Ng In Physics, there are certain laws which stay true regardless of time, one example is the Law of Gravity. When it comes to personal finance, there are also certain laws. In fact, there are 5 Laws of Money which I like to...

Copyright (c) 2007 Dennis Ng Albert Eintstein said that the "power of compounding" is possibly the most powerful financial concept. What is the second most powerful financial concept then? In my opinion, it is Leverage. What is Leverage? Lever...