VA Guaranteed Home Loans

If you are a veteran and want to purchase a home, the Veterans Administration will guarantee up to $417,000 of your loan.

If you are a homeowner and would like to refinance - you can either seek a lower interest rate or get a cash-out option.

Your VA Home Loan benefits will assist you with a new home loan, building a home, improvements, manufactured homes or lots, solar heating or cooling systems, purchase your new home with energy efficient improvements and refinance.

To get more information, contact the Veterans Administration for eligibility, existing fees and how to apply.

Home buyers looking to purchase in California should ask about a special program called Cal-Vet Home Loans.
Note to California Residents:
If you cannot meet your loan payments due to deployment or being called for active duty there is some help available for you - SCRA, Service Civil Relief Act is a federal law giving military members rights to reduce mortgage interest rates to 6% and below or a deferral of loan payments.

Contact the CalVet Customer Services Unit at (800) 952- 5626 or (916) 503-8362 for more information.
The program is for the Honorably Discharged Veteran with a minimum of 90 days active duty (training not included) and are looking to purchase a home and reside in California.

CalVet loan customers should also consider purchasing a home in one of the CalVet target areas identified by the State; 33 counties in California qualify with Los Angeles being one of the primary areas. Thetarget areas were chosen through the latest Census report and indicate families where the household income is 80 percent or less than the statewide income.

Are you considering a second home or relocating to the United States?