Travel Shield Online

"Key Features
- Medical advice over the telephone
- Medical services provider referral
- Arrangement of appointments with local doctors for treatment
- Arrangement of hospital admissions
- Monitoring of medical condition during hospitalization
- Arrangement of emergency medical evacuation
- Arrangement of medical repatriation
- Arrangement of transportation of mortal remains
- Inoculation and visa requirement information
- Lost baggage and lost passport assistance
- Emergency message transmission assistance
- Embassy and legal referral services
- Interpreter referrals
- Weather and exchange rate information
- Information on claims procedure
Exclusions

This Travel policy does not cover claims arising out of exclusions. Some of the important exclusions for most Insurance companies are stated here.
Overseas Health cover
1. Claims arising out of pre-existing diseases, whether known or unknown and
complications arising from them.
2. Pregnancy and related complications.
3. Medical expenses incurred as a result of alcohol and/or drug abuse,addiction or
overdose.
4. Treatment that could reasonably be delayed until the Insured Person's return to the
Republic of India.
5. Any costs related to mental or psychiatric disorders.
Personal Accident Cover
1. Accident whilst engaging in aviation or ballooning, except when the Insured Person is
flying as a fare paying passenger on a multi engine, commercial aircraft.
2. Any claim for death or Disablement of the Insured Person from (a) intentional
self-injury, suicide or attempted suicide (b) whilst under the influence of intoxicating
liquor or drugs (c) self-endangerment unless in self-defense or to save life."