Ways to Lower Your Health Insurance Rates

What is the most important thing you own?

When it comes to purchasing health insurance, I bet you said that your most valuable asset is your money. And that would be an incorrect answer.

Your most valuable asset is health of body and mind. Period. Good health has always been more important than a really solid medical insurance plan. Why? Because you are able to control your health insurance costs.

You are the authority on your body and there are many things you can do to improve it and lower your insurance rates both at the same time. So, what have you done lately to upgrade your health?

Every time you invest in a healthy life style decision, you take control of your spending. Any money you save on insurance premiums goes to your bank account and not to the insurance company!

I've always made a conscious choice to live healthy. Nevertheless, several years ago I deliberately focused on my health for that year. Here are a few things I did:

• I shed a few pounds,
  
  
• became regular in my exercise pattern,
  
• started taking quality vitamins and minerals,
  
• had a complete medical and dental check-up,
  
• educated myself about naturopathic medicine and organically grown foods,
  
• applied for a more comprehensive health insurance policy and took out long-term health insurance,
  
• got international travel insurance when I would go overseas
  

When it comes to your health and insurance companies, here are two things you can do:

1. Reapply to your insurance provider with your new medical record. They will take into consideration your new improved health status.

2. Start all over again with a different insurance company with your new medical record.


In summary, good health is more important than good health insurance.

Jeff has over 40 years experience in international travel and service. He is the President of Good Neighbor Insurance that represents 10 international health insurance companies and provides international health and travel insurance for every country in the world. Email us to get an international health or travel insurance quote.