If you have had a road accident and suffered serious burns and scars, you can claim compensation from the insurance company. However, what first needs to be taken into account is the type of road accident you have had. It is also important to determine whether you suffered the accident as a pedestrian, as a driver, as a passenger, as a cyclist, or as a motorcyclist. After the accident, you have to determine whose fault it was. If it was the other driver's fault then you must exchange all necessary information. You must also gather the names and addresses of any witnesses, and you should take photographs of the exact location of the accident, if possible.
All this information will help you in making an insurance claim. There are two types of insurance claims that you can make. The first is special claims. In special claims, you will be compensated for all the direct bills that you have had to pay as a result of the accident. All medical charges including hospital, medicines, doctor's fees, plus loss of earnings, ruined clothes, taxi fares, or car rental charges would be counted as special charges. You must have all the bills that you have paid due to the accident, so that you can claim for them.
If you have suffered serious burns and scars, you may have had to undergo a long period of recovery in a hospital or special burns treatment center. After your recovery from the burns, you may sustain scars that required plastic surgery. You may also suffer loss of earnings. All these facts would get counted as special claims, and will be compensated by the insurance company.
Your accident claim lawyer will need these bills as evidence of the expenses that you have had to bear because of the accident. Without evidence, it will be very difficult for your lawyer to be able to substantiate your claim. The defense lawyer will be searching for loopholes to minimize your claim. So, do keep your evidence safe.
Now if you have sustained any permanent scars, disfigurement, or experienced trauma after your accident, you can claim general damages. The amount of general damages will depend on how your scars, trauma, or permanent disfigurement have impeded your life. If the scars do not affect your life greatly, you will get very little compensation. The amount of compensation that is awarded for scars and burns ranges from a thousand pounds to fifty three thousand pounds.
The compensation will be decided based on the strength of the evidence that you present. A lot depends on how good your lawyer is in pleading your case, and how strong the evidence presented. The defense may offer an out of court settlement. But let your lawyer decide whether it is feasible or not. The court can take up to a year to decide your case, so you have to show patience.
Being impatient and opting for a hurried settlement may result in you losing your case. What is important is selecting a good lawyer who has experience of obtaining fair settlements for road accident claims. This may require some research on your part, unless you happen to know a good claims lawyer. Finding a good lawyer is as important as keeping records of your expenses.
Getting general claims for burns and scars can be quite tricky, unless there is evidence beyond doubt that you have suffered serious injury and cannot continue a normal life. In such a case, you can expect to be paid the maximum amount that will be adjudged by the court. Being involved in a road accident is traumatic, and suffering burns and scars can be very serious.
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