CitiBank, which offers some of the best credit cards available,
offers a wide variety of low interest credit cards and cards
offering certain rewards. While their offerings are extremely
diverse, with rewards towards everything from travel, shopping,
and cash back to college savings and home mortgage principal,
some of their most compelling offers are low Annual Percentage
Rate (APR) cards with 0% introductory APRs.
Four of CitiBank's cards which stand out from the rest are
their AT&T Universal Platinum MasterCard, their Platinum Select
Card, their Diamond Preferred Rewards Card, and their AT&T
Universal Rewards Card.
CitiBank's AT&T Universal Platinum MasterCard, with a low
regular variable APR of just 9.74%, is one of the best deals in
the market for the consumer with a good credit record. With no
annual fee and superb, 100% coverage against liability from
fraudulent use, this card has few drawbacks.
The CitiBank Platinum Select Card has similar features at an
interest rate that is just slightly higher, at 9.99%. With a 12
month introductory APR of 0% on balance transfers, and on
purchases in the case of the Platinum Select card, any one of
these four cards would be a good bet for those looking to
transfer balances off of higher interest credit cards.
The financial burden of carrying a balance on a high interest
card should be enough to tempt most consumers with acceptable
credit reports to look into Citi's offerings, but if more
incentive is necessary the Citi Diamond Preferred Select Card
has a lot to offer. With a $50 gift card, consumers get
rewards immediately after their first purchase.
The savings continue as reward points stack up quickly through
purchases at supermarkets, gas stations, and drug stores.
With no annual fee and a relatively low APR of 10.99%, this card
stands out as one of CitiBank's best credit card offers.
If saving on phone services sounds good to you, the AT&T
Universal Rewards Card might be Citi Bank's most appropriate
card for you. With rewards similar to those offered by the Citi
Diamond Preferred Select Card, but with the additional benefit
of savings on your AT&T phone bill, this instant decision, $0
liability card is hard to beat. Its 10.74% APR is very
competitive, so AT&T customers with good credit often find that
it suits their needs perfectly.
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Martin Boyd provides reviews to over 120 credit cards online.
Compare, search and review low interest credit cards, reward
cards, poor credit cards, business cards and much more.
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