Unfortunately, he lives in a very rural town that's about an hour away from the nearest big city. Health insurance rates tend to be higher in or not as readily available in rural towns as they are in the bigger cities. Even if they could see a doctor in the city they're looking at over 100 miles round trip for an appointment. In this case you'd also have to figure in the cost of gas to get back and forth and with five family members things could get easily out of hand very quickly.
There are ways that you can keep your health insurance costs low, but by cutting too many corners you'll also potentially be cutting your quality of care to the point where it's almost not worth it. Also, if you raise your deductable too high you'll soon be paying 100% of all of your everyday medical costs out of pocket. The only thing that I can really recommend at this point is to keep looking around and comparing quotes.
Most health insurance quotes are free and I for one would take advantage of ever one that I could. I'd also be prepared to have several quotes in hand from different companies when talking to an agent. It's called bartering my friend and sometimes it works. The agents have ways of cutting a few corners in some cases in order to make things more affordable. Get your free health insurance and get to business right now!
Joe Stewart Is A Former Health Insurance Agent. He's Made Understanding Health Insurance Easy For Others. You Can Learn More About Health Insurance And Get Free Health Insurance Quotes For Individual And Family At His Website TheHealthInsuranceGuys.org or by clicking on Affordable Health Insurance Quotes