Pension Release is a process available in the UK to those over the age of 50 who have funds locked up in pension schemes which would not normally be available to them until retirement/ maturation of the policy.

Grove FP are an independent financial services company which has been set up to allow anyone considering 'cashing in their pension' to have a completely clear picture of the process, the choices available and the considerations which must be taken into account.

This is extremely important as in many cases accessing this money early, quite like withdrawing from a high interest deposit account, can mean that the total sum obtained is considerably less than that which would have been paid upon retirement age.

However, there are many cases where unlocking a pension scheme prior to retirement can make funds available to the policy holder's benefit; thus allowing one to make use of the money immediately for a special purpose or occasion. Certainly having money locked up and seemingly inaccessible in a pension scheme can be a major irritant.

Done properly and with sound financial advice it is possible to take out a lump sum tax free - up to 25% - or to choose to take payment via annuities.

That is the Pension Release service offered by Grove FP - simple unbiased information which will allow you to come to an informed decision as to what is right for you.